Struggling with the rising cost of living? The Department for Work and Pensions (DWP) is offering extra financial support in 2025, with some individuals eligible for up to £9,747 annually.
This support is available through four key benefits: Personal Independence Payment (PIP), Disability Living Allowance (DLA), Attendance Allowance, and Carer’s Allowance.
Let’s break down who qualifies, how to apply, and what steps you need to take to secure this financial help.
Breakdown of the £9,747 Support
This financial assistance is provided through different benefits, depending on a person’s age, health condition, and caregiving responsibilities.
| Benefit | Eligibility | Maximum Annual Support | How to Apply |
|---|---|---|---|
| Personal Independence Payment (PIP) | Aged 16+ with long-term health conditions | Up to £9,747 | Phone or post |
| Disability Living Allowance (DLA) | Children under 16 with care or mobility needs | Varies | Online or post |
| Attendance Allowance | Over state pension age with care needs | Varies | Post |
| Carer’s Allowance | Providing at least 35 hours of care weekly | £76.75 per week | Online or post |
Personal Independence Payment (PIP)
PIP helps adults over 16 manage the costs of living with a long-term physical or mental health condition. It consists of two components:
- Daily Living Component – For individuals needing help with daily tasks like eating, dressing, and medication.
- Mobility Component – For those who have difficulty moving around.
Maximum Support: Up to £9,747 per year for those eligible for both components at the highest rates.
How to Apply
- Call the PIP helpline or request a form by post.
- Fill in the form detailing how your condition affects daily life.
- Attend an assessment if required.
Disability Living Allowance (DLA)
DLA supports children under 16 who have care or mobility needs due to disabilities. Adults now receive PIP instead of DLA.
Key Points:
- The amount received depends on the level of care or mobility assistance needed.
- A parent or guardian must apply on behalf of the child.
How to Apply
- Apply online or download the application form from GOV.UK.
- Provide medical evidence to support the claim.
Attendance Allowance
Attendance Allowance is designed for individuals over the state pension age who need help with personal care due to illness or disability. Unlike PIP, it does not cover mobility needs.
Eligibility:
- Must require help with tasks such as dressing, bathing, or eating.
- A medical assessment may be required.
How to Apply
- Request an Attendance Allowance claim form from GOV.UK.
- Fill it out and submit it by post.
Carer’s Allowance
Carer’s Allowance supports individuals who dedicate at least 35 hours per week to caring for someone receiving a qualifying disability benefit.
Payment: £76.75 per week (around £4,000 per year).
How to Apply
- Apply online through GOV.UK or request a paper form.
- Provide details about the care provided and the person you care for.
Step-by-Step Guide to Claiming Benefits
Step 1: Check Eligibility
Use the Benefits Eligibility Checker on GOV.UK to see which benefits you qualify for.
Step 2: Gather Required Documents
Prepare:
- Medical records and care plans.
- Proof of income (if needed).
- ID documents (passport, birth certificate).
Step 3: Submit the Application
Each benefit has a unique application process. Carefully read the guidance notes and seek advice from Citizens Advice if needed.
Step 4: Attend an Assessment (If Required)
Some benefits, such as PIP, may require a medical assessment to confirm your eligibility. These can be done in person or over the phone.
Step 5: Await a Decision
It can take several weeks to receive a decision. If approved, you will receive a letter outlining your benefits. If denied, you have the right to request a Mandatory Reconsideration or appeal.
The DWP’s extra financial support for 2025 can make a significant difference for those with disabilities or caregiving responsibilities. Understanding your eligibility and applying correctly ensures you receive the financial help you deserve. If you qualify, take action today and secure your benefits.
