Ontario families can look forward to financial relief in January 2025 with the Ontario Child Benefit (OCB). This tax-free monthly payment provides up to $140 per child to help with the cost of raising children under 18.
The program ensures that families can cover essential expenses like food, education, and extracurricular activities. Here’s a complete guide on eligibility, application steps, and payment details.
Ontario $140 Monthly Child Benefit In 2025
The Ontario Child Benefit (OCB) is designed to support low- to moderate-income families in covering child-related costs. It is issued alongside the Canada Child Benefit (CCB) for a streamlined payment process.
| Feature | Details |
|---|---|
| Maximum Benefit | Up to $140 per month per child |
| Eligibility | Ontario residents, primary caregivers of children under 18, eligible for CCB |
| Payment Date | January 20, 2025 |
| Application Method | Through the Canada Child Benefit (CCB) application |
| Income Threshold | Full benefit for families earning <$25,646; reduced amounts for higher incomes |
| Source | Canada Revenue Agency (CRA) |
The OCB helps reduce financial stress, allowing families to focus on their child’s well-being and future.
Ontario Child Benefit
The OCB provides financial assistance to parents, working alongside the Canada Child Benefit (CCB) to ensure families receive maximum support.
Since both benefits are integrated, applying for one automatically includes the other, making the process easier for parents.
With the CCB and OCB combined, families receive personalized financial assistance, helping them manage their household budget more effectively.
Eligibility
To qualify for the $140 monthly child benefit, you must meet these requirements:
- Ontario Residency: You must live in Ontario.
- Primary Caregiver: You must be the primary person responsible for a child under 18.
- Canada Child Benefit (CCB) Eligibility:
- You must qualify for the CCB, which requires you to be a tax resident of Canada with a valid Social Insurance Number (SIN).
- Income Threshold:
- Families earning less than $25,646 receive the full benefit.
- Higher-income families receive a reduced benefit, which phases out as income increases.
- Tax Filing Requirement:
- Both parents (if applicable) must file an annual tax return, even if they have no income.
How to Apply
If you are a new parent, apply for the OCB through the Newborn Registration Service. This service simplifies the process by allowing you to register the birth and apply for both the CCB and OCB in one step.
For Existing Parents
If you already have children and are not receiving the OCB, follow these steps:
- Log in to the CRA My Account
- Complete the Canada Child Benefit (CCB) Application (Form RC66)
- Submit your application – The CRA will automatically assess your OCB eligibility based on your tax return.
Payment Details
The Ontario Child Benefit is issued monthly as part of the Canada Child Benefit (CCB).
- January 2025 Payment Date: January 20, 2025
- Payment Methods:
- Direct Deposit (Recommended) – Faster and more secure
- Cheque by Mail – Takes longer to process
Payment Amount
The amount you receive depends on your income.
| Income | Monthly Benefit |
|---|---|
| <$25,646 | Full $140 per child |
| $30,000 | Reduced benefit (estimate) |
Use the CRA Child and Family Benefits Calculator to estimate your benefit amount.
Filing Taxes on Time
The CRA uses your tax return to:
- Verify your eligibility
- Calculate your payment amount
Why Filing Matters
Missing the tax filing deadline can delay or disrupt your payments. To ensure uninterrupted benefits:
- Set tax reminders to file before the deadline.
- Update CRA about major life changes (e.g., new job, marital status, or additional children).
The Ontario Child Benefit (OCB) is a valuable financial resource for families raising children.
By filing taxes on time and applying through the CCB, you can maximize your benefits and secure ongoing support. Make sure to check your eligibility and apply early to avoid payment delays.
