The Guaranteed Income Supplement (GIS) provides crucial financial support to low-income Canadian seniors receiving Old Age Security (OAS).
As February 2025 approaches, many seniors are eager to know the GIS payment date, eligibility criteria, and maximum payment amounts.
If you’re already receiving OAS or planning to apply for GIS, this guide will help you understand when you’ll get paid, how much you can receive, and how to apply if needed.
GIS
The Guaranteed Income Supplement (GIS) is a non-taxable monthly benefit that helps low-income seniors cover essential expenses such as rent, groceries, and medical bills.
Key Details
| Aspect | Details |
|---|---|
| Payment Date | February 26, 2025 |
| Eligibility | Seniors 65+ living in Canada, receiving OAS, and meeting income limits |
| Maximum Monthly GIS Payment | Single: $1,086.88 Married (spouse receives full OAS): $654.23 Married (spouse does not receive OAS): $1,086.88 |
| Application | Automatic if receiving OAS, otherwise apply via Service Canada |
| Official Resources | Government of Canada – GIS |
GIS payment amounts are adjusted every three months based on the Consumer Price Index (CPI), ensuring they keep up with inflation.
Payment
The GIS payment date for February 2025 is:
February 26, 2025
GIS is paid on the same date as Old Age Security (OAS).
How Will You Receive Your GIS Payment?
| Payment Method | Processing Time |
|---|---|
| Direct Deposit | Same day (February 26, 2025) |
| Cheque (Mail Delivery) | A few additional business days |
Tip: To avoid delays, sign up for direct deposit through your My Service Canada Account.
Eligibility
To qualify for the GIS payment in 2025, you must meet the following requirements:
1. Age Requirement
Must be 65 years or older.
2. Residency Requirement
Must live in Canada.
3. OAS Requirement
Must be receiving Old Age Security (OAS).
4. Income Requirement
| Household Type | Maximum Income to Qualify |
|---|---|
| Single, widowed, or divorced | Less than $22,056 |
| Married (spouse receives full OAS) | Less than $29,136 |
| Married (spouse does not receive OAS) | Less than $52,848 |
| Married (spouse receives the Allowance) | Less than $40,800 |
Important: If your income exceeds these limits, you may no longer qualify for GIS benefits.
Payment Amounts
The maximum GIS payment for February 2025 depends on your marital status and income.
| Household Type | Maximum Monthly GIS Payment |
|---|---|
| Single, widowed, or divorced | $1,086.88 |
| Married (spouse receives full OAS) | $654.23 |
| Married (spouse does not receive OAS) | $1,086.88 |
| Married (spouse receives the Allowance) | $654.23 |
Factors That Affect GIS Payments
- GIS amounts are adjusted quarterly based on inflation.
- If your income increases, your GIS payment may decrease or stop.
- GIS payments are non-taxable, meaning they won’t be deducted from your tax refund.
Applying
If you already receive OAS, you may be automatically enrolled for GIS. However, if you are not automatically enrolled, follow these steps to apply for GIS.
How to Apply for GIS
Step 1: Check Eligibility
Confirm that you meet the income, age, and residency requirements.
Step 2: Complete the GIS Application
- Download the GIS Application Form (ISP3025) from the Service Canada website.
Step 3: Submit Your Application
- By Mail: Send the completed form to Service Canada.
- In-Person: Visit your nearest Service Canada office.
Step 4: Await Approval
- If approved, GIS payments will begin the month after approval.
- To continue receiving GIS, you must file your tax return annually.
Next Steps
- Already receiving GIS? Your payment will be deposited on February 26, 2025.
- Not yet enrolled? Apply as soon as possible to avoid delays.
- Check your payment status via My Service Canada Account.
By understanding the GIS payment schedule, eligibility, and benefit amounts, seniors can maximize their financial assistance and secure the support they need.
