Regional students heading to university or TAFE in 2025 can now apply for the Tertiary Access Payment (TAP), a one-time cash benefit of up to $5,000.
Provided by Services Australia, this payment helps cover relocation costs for students moving from regional or remote areas to pursue higher education.
If you’re a young Australian planning to study away from home, this guide covers eligibility, payment details, and how to apply.
What Is the Tertiary Access Payment?
The Tertiary Access Payment (TAP) is a financial assistance program aimed at helping regional and remote students transition to tertiary education.
By easing relocation costs, TAP ensures that distance is not a barrier to higher education.
How Much Can You Receive?
| Student Location | Payment Amount | Payment Method |
|---|---|---|
| Outer regional & remote areas | $5,000 | Paid in two installments |
| Inner regional areas | $3,000 | Paid as a lump sum |
Why TAP Matters
According to the Country Education Foundation, students from regional and rural areas are 20% less likely to pursue tertiary education compared to metropolitan students.
While 48% of city residents aged 25–34 hold a degree, this figure drops to just 20% in regional areas.
By providing financial support, TAP helps bridge the education gap and encourages more students to continue their studies.
Who Is Eligible?
To qualify for TAP, students must meet the following eligibility criteria:
- Residency: Must be an Australian citizen or permanent resident.
- Location: Must come from an inner regional, outer regional, or remote area (check eligibility via the Services Australia website).
- Relocation: Must move at least 90 minutes from home (by public transport) to study.
- Education: Must have completed Year 12 (or equivalent) and started a Certificate IV or higher course within 12 months of finishing school.
- Age: Must be 22 years old or younger when beginning tertiary study.
- Parental Income: Parents’ or guardians’ combined income must be below $250,000 per year.
When to Apply
Eligible students can apply for TAP anytime between January 1 and December 31 during their first year of study.
How to Apply for the $5,000 Tertiary Access Payment
Applying for TAP is quick and easy through the Services Australia website. Follow these steps:
- Check Eligibility – Use the Services Australia online tool to confirm your regional or remote status.
- Prepare Required Documents – You may need to provide:
- Proof of residency (e.g., driver’s license, utility bill).
- Proof of study (e.g., university or TAFE enrollment confirmation).
- Proof of relocation (e.g., rental agreement, transport receipts).
- Parental income details (e.g., tax returns, payslips).
- Submit Application Online – Visit Services Australia and complete the TAP application form.
- Receive Payment – If approved, your $3,000 or $5,000 grant will be transferred directly to your bank account.
Can You Receive TAP With Other Centrelink Benefits?
Yes! You can claim TAP alongside other government support payments, including:
- Youth Allowance – For students, apprentices, and job seekers under 25.
- ABSTUDY – For Aboriginal and Torres Strait Islander students.
- Relocation Scholarship – Additional support for Youth Allowance and ABSTUDY recipients moving for study.
- Student Start-Up Loan – A voluntary loan of $1,273, available twice a year.
Other Financial Support for Students
Apart from TAP, Services Australia offers additional financial aid for students.
Youth Allowance
- Who can apply? Students, apprentices (under 25), or job seekers (under 21).
- Current maximum rate: $663.30 per fortnight for single students living away from home.
ABSTUDY
- Who can apply? Aboriginal and Torres Strait Islander students and apprentices.
- What it covers? Education costs, travel, accommodation, and personal support.
Relocation Scholarship
- Who can apply? Youth Allowance and ABSTUDY recipients moving far from home.
- Payment: Up to $4,900 in the first year, with reduced amounts in later years.
Student Start-Up Loan
- Who can apply? University and TAFE students.
- Loan Amount: $1,273 per semester ($2,546 per year).
- Repayment: Starts when income exceeds the minimum repayment threshold.
Why You Should Apply for TAP
The Tertiary Access Payment is a game-changer for students from regional and rural areas. By offering up to $5,000 in financial assistance, TAP:
Reduces financial stress when moving for study.
Encourages more regional students to pursue higher education.
Helps cover rent, transport, and study costs.
If you live in a regional area and are starting university or TAFE in 2025, don’t miss this opportunity!
Apply for TAP Today!
Visit Services Australia to check eligibility and start your application.
