Employment Insurance (EI) benefits have increased for 2025, with eligible Canadians receiving up to $695 per week.
While some reports mention a “$650 CRA Weekly Employment Insurance”, it’s important to note that EI is managed by Employment and Social Development Canada (ESDC)—not the Canada Revenue Agency (CRA).
If you’re facing job loss or temporary work interruptions, this guide will help you understand EI eligibility, payment details, how to apply, and key updates for February 2025.
Key Details of the February 2025 EI Payment
| Aspect | Details |
|---|---|
| Maximum EI Weekly Benefit (2025) | $695 per week (up from $668 in 2024) |
| Minimum Weekly EI Payment | $300 per week (depending on income and insurable hours) |
| Administering Body | Employment and Social Development Canada (ESDC) |
| Eligibility | Job loss through no fault of own, minimum insurable hours met |
| Application Process | Online via Service Canada or in person at a Service Canada office |
| Processing Time | Up to 28 days |
| Taxability | EI benefits are taxable and must be reported on annual tax returns |
| Official Resource | Government of Canada – Employment Insurance |
What Is Employment Insurance (EI)?
Employment Insurance (EI) is a government program that provides temporary income support to workers who lose their jobs through no fault of their own. It also helps those who are unable to work due to illness, pregnancy, or caregiving responsibilities.
Who Manages EI Payments?
While some reports suggest CRA is handling EI payments, the Canada Revenue Agency (CRA) does NOT administer EI benefits. Instead, Employment and Social Development Canada (ESDC) and Service Canada oversee the program.
How Much Can You Receive in EI Benefits?
The amount of EI benefits you receive is based on:
55% of your average weekly insurable earnings
Your total insurable hours worked
The unemployment rate in your area
2025 EI Payment Breakdown
| Factor | Details |
|---|---|
| Basic EI Rate | 55% of your average weekly earnings |
| Maximum Weekly Payment (2025) | $695 per week |
| Minimum Weekly Payment | $300 per week |
| Maximum Insurable Earnings | $63,200 per year |
This means that if your salary was high enough to qualify for the maximum benefit, you will receive $695 per week. Lower earners will receive 55% of their average weekly earnings.
Who Is Eligible for EI in 2025?
To qualify for Employment Insurance benefits, applicants must meet these conditions:
Lost their job through no fault of their own (e.g., layoffs, company closure)
Accumulated enough insurable hours (typically between 420 and 700 hours, depending on the unemployment rate in your area)
Worked in insurable employment in the last 52 weeks
Actively looking for work and able to work
Who Is NOT Eligible?
You may be denied EI if:
You quit your job voluntarily without just cause
You were fired for misconduct
You did not work enough hours to qualify
How to Apply for EI in February 2025?
Applying for EI benefits is simple and can be done online or in person.
Step 1: Gather Required Documents
Before applying, ensure you have:
Social Insurance Number (SIN)
Record of Employment (ROE) from your employer
Bank details for direct deposit
Employment history (past 52 weeks)
Step 2: Submit Your EI Application
Online: Apply through Service Canada – EI Application Portal.
In Person: Visit a Service Canada office and apply with assistance.
Step 3: Wait for EI Processing
Processing time: Up to 28 days
If approved, payments will begin within 2 weeks
Continue submitting bi-weekly reports to maintain eligibility
Is EI Taxable?
Yes, EI benefits are taxable income, meaning:
- Federal and provincial taxes are deducted from each payment
- You will receive a T4E slip at tax time
- You must report EI benefits on your annual income tax return
Common Reasons for EI Payment Delays
If your EI payment is delayed, check for these common issues:
Missing Record of Employment (ROE) – Ask your employer to submit it
Incorrect banking details – Update your info for direct deposit
Not completing bi-weekly reports – Failing to submit reports pauses payments
Pending verification – Some claims require additional review
Need Help? Contact Service Canada at 1-800-206-7218 for assistance.
The Employment Insurance (EI) weekly payment for 2025 has increased to $695, offering better financial support to unemployed Canadians. While some sources mention “$650 CRA EI benefits,” remember that EI is managed by Service Canada, NOT the CRA.
If you’re eligible, apply as soon as possible and ensure your information is correct to avoid payment delays.
For official updates, visit the Government of Canada – EI Benefits page.
