If you’re a low-income widow, widower, or surviving common-law partner in Canada, you may qualify for the Canada Survivor Allowance. This benefit provides financial support to those aged 60 to 64 who have lost their spouse and need assistance covering essential living expenses.
In March 2025, the Survivor Allowance will be $1,647 per month, offering vital financial relief. But do you meet the eligibility criteria? This guide breaks down who qualifies, how to apply, and when you can expect payments.
$1,647 Canada Survivor Allowance Payout
The Survivor Allowance is part of Canada’s Old Age Security (OAS) program. It helps individuals who haven’t yet reached the age of 65 but need financial assistance after losing their spouse or common-law partner.
The monthly payment amount is adjusted quarterly based on the Consumer Price Index (CPI) to reflect changes in the cost of living. The increase to $1,647 in March 2025 ensures recipients keep pace with inflation.
Here’s a quick look at key details:
| Feature | Details |
|---|---|
| Allowance Amount (March 2025) | $1,647 per month |
| Age Requirement | 60 to 64 years old |
| Marital Status | Widow, widower, or surviving common-law partner |
| Income Limit | Below government-set threshold (approx. $28,000) |
| Residency Requirement | At least 10 years in Canada after turning 18 |
| Application Method | Online, by mail, or in-person |
| Payment Date (March 2025) | March 27, 2025 |
Eligibility
To qualify for the $1,647 Survivor Allowance in March 2025, you must meet the following criteria:
Age
You must be between 60 and 64 years old. Once you turn 65, you transition to Old Age Security (OAS) and the Guaranteed Income Supplement (GIS).
Marital Status
You must be a widow, widower, or surviving common-law partner. If you remarry or enter a new common-law relationship, you will no longer be eligible.
Residency
You must have lived in Canada for at least 10 years after turning 18. If you have spent time outside the country, you may need to provide additional proof of residency.
Income
Your annual income must be below the government-set threshold, which varies each year. For 2024-2025, the income limit is approximately $28,000. Other income sources, like pensions or disability benefits, may impact eligibility.
How to Apply
Applying for the Survivor Allowance is simple, but missing a step can cause delays. Follow these steps:
Step 1: Gather Documents
You’ll need:
- Your Social Insurance Number (SIN)
- Your spouse’s or common-law partner’s death certificate
- Proof of income (tax return, T4 slips)
- Proof of residency (utility bill, lease agreement, etc.)
- Additional documents if requested
Step 2: Choose Your Application Method
- Online: Apply through My Service Canada Account
- By Mail: Download, complete, and mail the application form
- In-Person: Visit a Service Canada office
Step 3: Submit Your Application
Make sure all required documents are included to avoid processing delays. If you need help, call Service Canada at 1-800-277-9914. Keep copies of everything you submit.
Payment Schedule
The $1,647 Survivor Allowance follows the Old Age Security (OAS) payment schedule. For March 2025, expect payment on March 27, 2025.
Payments are made via:
- Direct deposit (recommended for faster access)
- Mailed cheque (may take longer to arrive)
To check your payment status, log into My Service Canada Account. If you don’t receive your payment on time, contact Service Canada.
Common Reasons for Denial
Some applications are denied due to:
- Exceeding the income limit
- Insufficient residency period
- Missing or incorrect documents
- Remarrying or entering a new common-law relationship
If your application is denied, you can appeal through Service Canada’s reconsideration process. You may need to submit additional documents or seek legal advice if necessary.
The $1,647 Canada Survivor Allowance in March 2025 provides essential financial support for those who qualify.
If you meet the criteria, applying early ensures you receive your payments on time. For full details, visit the official Government of Canada website.
